🍂 Why the Fall Market Could Be a Smart Move for Buyers in 2025

🍂 Why the Fall Market Could Be a Smart Move for Buyers in 2025

By: Shawn Senecal, REALTOR®
Porchlight Perspectives | homesbyshawn.realtor

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When most people think of the “busy” season for real estate, they picture spring and summer—and it’s true, those months see the highest number of transactions. But in Central Florida, fall may be one of the most strategic times for buyers to make their move.

If you’ve been holding off or watching from the sidelines, here’s why this coming fall (Q4 of 2025) could be the window of opportunity you’ve been waiting for.

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🍁 1. More Inventory, Less Competition

By late summer, many of the more casual buyers have wrapped up their home search—especially those trying to move before the school year. That creates a unique moment when inventory remains high, but competition begins to cool off.

In May, ORRA reported the highest inventory levels since 2011. If that trend continues into fall, buyers will have more to choose from with less pressure to rush into bidding wars.

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🧾 2. Builders Want to Close by Year-End

If you’re considering new construction, fall can be one of the best times to buy. Many builders are looking to close out inventory and hit sales goals before the end of Q4, which means:

• Better closing cost incentives

• Interest rate buydown programs

• Free upgrades on quick move-in homes

It’s a great time to get more house for your money if you’re flexible on floor plans and timing.

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💵 3. More Room to Negotiate on Resale Homes

Homeowners who list in the fall often have a reason—a job relocation, downsizing before the holidays, or prepping to move by year’s end. That urgency can work in your favor. Sellers tend to be more realistic with pricing and may be open to concessions like:

• Covering part of your closing costs

• Offering credits for updates

• Being flexible on move-in timelines

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🏦 4. Mortgage Rates May Settle (or Dip Slightly)

While rates have hovered around 6.5–6.8%, some economists expect a slight dip later this year—especially if inflation trends hold and the Fed remains neutral. Even a small rate drop can mean big savings over the life of your loan, and locking in before the next rate hike is always smart.

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📅 5. You’ll Be Settled Before the Holidays

Let’s be honest—no one wants to unpack boxes during Thanksgiving dinner. Buying in the fall allows you to close and get settled before the end-of-year chaos, especially if you’re relocating, starting a new job, or prepping for family to visit.

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👋 Ready to Start the Conversation?

If you're thinking about buying this fall, now’s the time to:

• Get pre-approved

• Start exploring neighborhoods and builder options

• Watch for inventory trends and new incentives

Whether you’re eyeing Davenport, Clermont, Kissimmee, or anywhere across Central Florida, I can help you plan ahead and move with confidence.

📞 Call or text me at (863) 326-7909
📧 ssenecalre@gmail.com
🌐 homesbyshawn.realtor
📘 facebook.com/shawnsenecal.realtor
📺 youtube.com/@ShawnSenecalREALTOR

Let’s make your fall move a smooth one.